Beginner's query: 230-lb/104kg rider on Strida LT?

There are lots of factors that go into deciding the weight limits on bicycles, as well as the actual weight of the rider. All bikes will carry a much higher load than they say, as a ‘factor of safety’, to cover stuff like impacts, pot holes and fatigue life of the frame.

For example a 80kg rider who rides hard on rough roads, jumps kerbs etc. Is probably going to ‘stress’ the frame and use up more ‘fatigue cycles’ than a 110 kg who is more gentle , on smooth roads .